Retirement & Savings Strategist Remote-Michigan

Cirkal Financial Services is expanding throughout Michigan and looking for motivated individuals who want to build an independent career in financial services. As a Retirement & Savings Strategist, you'll help individuals and families better understand insurance protection, retirement strategies, annuities, and other financial solutions while building your own book of business. Reasons to join Us? We operate 100% Remote We set & control your own schedules There is no production quotas 100% uncapped commission-based That's Uncapped earning potential Training and mentorship provided by Forbes recognized Financial Advisors We offer Professional Leadership Development We show you how to Build your own client base Develop toward greater professional independence

No previous insurance experience required What you'll be trained to do

Conduct client discovery appointments Educate families about insurance and retirement concepts Identify potential protection and retirement needs Present appropriate solutions within your license Develop client and referral relationships Build and manage your own book of business You must attain a Michigan State 2-15 Life insurance License A Michigan 2-15 Life, Health & Variable Annuity License is required to perform licensed activities. Already licensed? Great we'd like to speak with you. Not licensed yet? We can help guide you through the licensing process. Estimated Licensing & Startup Costs Candidates should understand the initial costs associated with entering the business:

Agent Agreement/Platform Code Administrative Fee

$125

Pre-Licensing Course

$199 standard or approximately $29.95 with available agency code

Michigan Licensing Exam

approximately $41

Michigan Fingerprinting

approximately $0

Michigan License Application/ID Fees

approximately $15

Ethics & Anti-Money Laundering Training

approximately $20

E&O Insurance through Marsh

premium varies by coverage Fees are subject to change and should be confirmed with the applicable provider or state agency. Can't Afford Licensing Right Now? Don't let that automatically stop you from applying. For qualified candidates experiencing difficulty with upfront licensing expenses, licensing-cost assistance may be available, subject to eligibility and program terms.

We also offer two alternative pathways

Internship Program Learn the business, participate in training and professional development, and prepare to become licensed. Interns cannot perform activities requiring an insurance license. Referral Partnership Program Build relationships and make approved referrals while licensed professionals handle regulated insurance activities. Referral activities and any compensation are subject to applicable laws and compliance requirements.

Who We're Looking For We're interested in people who are

Self-motivated Coachable Entrepreneurial Professional and dependable Comfortable communicating with people Interested in financial education Able to work independently Comfortable with performance-based compensation Experience in sales, customer service, education, recruiting, management, real estate, banking, insurance, hospitality, or entrepreneurship can be helpful but is not required. Your Path Training Licensing Development Clients Referrals Independence We're not simply looking for someone to sell insurance. We're looking for people who want to develop a professional skill set, help families, control their schedule, and build a long-term business. Compensation Disclosure This is a 1099 independent-contractor, commission-only opportunity. There is no salary, hourly wage, guaranteed commission, or guaranteed income. Earnings vary based on individual activity and production. Apply Today If you're looking for a remote opportunity with schedule flexibility, no quotas, professional training, and uncapped commission potential, we'd like to hear from you. Cirkal Financial Services, LLC Education

• Protection
• Retirement
• Opportunity Apply